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Pricing

See the structure. Then price the actual business.

Use the calculator as a planning tool, compare the major pricing models, and bring your current statement to Adam for a merchant-specific review.

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TRANSPARENT PLANNING

Estimate your processing structure

$
$

Illustrative provider markup

$217/month
Example structureInterchange + 0.30% + 10¢
Volume band
$50K - $100K
Estimated transactions
667
Channel
Card present
Industry review
Required for final rate

Planning example only - not a quote. Card-brand interchange, assessments, hardware, gateway, PCI, and other applicable fees are not included. Final pricing differs by industry, card mix, risk profile, processing platform, and underwriting.

Choose your checkout style

Hardware matched to the way you sell.

Three ways to structure pricing

The model matters as much as the headline rate.

A complete comparison considers card mix, interchange, processor markup, transaction fees, recurring charges, hardware, and how the program affects customers.

01

Flat rate

One consistent percentage can make monthly processing costs easier to forecast and explain.

BEST FORPredictability and operational simplicity
02

Dual pricing

Separate cash and card prices can account for processing cost when configured and presented correctly.

BEST FORMerchants prepared to implement program rules
03

Interchange plus

Wholesale card costs plus a disclosed processor markup can suit specific card mixes and high-volume comparisons.

BEST FORSelected merchants seeking itemized pricing

Why pricing differs

Your industry is only the beginning.

Final pricing can change with underwriting, volume, channel, average ticket, card mix, chargeback exposure, settlement needs, equipment, and the processing platform selected.

  • Industry and risk classification
  • Monthly volume and growth pattern
  • Average and maximum ticket size
  • Card-present vs. card-not-present mix
  • Card brands and debit/credit mix
  • Chargeback and fulfillment profile
  • Hardware and POS requirements
  • Funding speed and account eligibility

MOVE 4WARD

Bring the current statement. Leave with a clearer comparison.

Tell Adam how you take payments today, where the friction is, and what growth looks like from here.

Call +1 (970) 433-5039